Business Finance
Turn your sales ledger into working capital
Draw most of an invoice the day you raise it, instead of waiting on 30, 60 or 90 day terms.
- Advance
- Up to 90% of invoice value
- Eligibility
- From £50,000 turnover
- Speed
- Day one advance in 24 hours
- Structure
- Confidential options
What it is
Invoice finance advances most of an invoice the day you raise it, instead of waiting 30, 60 or 90 days for the customer to pay. Factoring hands collections to the funder. Invoice discounting keeps you in control of your ledger. Selective and single invoice facilities let you fund one debtor or one large invoice rather than the whole book.
Under a confidential facility your customers never know a funder is involved. The real use case is growth, not distress: it funds the gap when debtor days stretch faster than your cash does. Cost has two parts, a service fee on turnover and a discount margin on funds drawn. We separate them so you can compare quotes on the same basis rather than on a blended headline rate.
Who it suits
- You sell B2B on terms and your cash is stuck in unpaid invoices.
- You are growing and debtor days are outrunning your working capital.
- You want funding your customers never see, so a confidential facility fits.
- You need one large invoice funded rather than the whole ledger committed.
Tell us what you need to fund
Four quick details and Reece comes back within one working day.
How it works with us
Conversation
One call to understand the deal, the timescale and the exit. You get a straight read on whether it funds before anything else happens.
Terms
Indicative terms within 24 hours, with the cost stated in pounds and the trade-offs named, so you decide before an application goes in.
Lender selection
We place it with the lender on our panel of over 165 that fits the case, not the one that pays us the most. Where a product is wrong for you, we say so.
Drawdown
We manage valuation, legals and conditions through to drawdown, and stay your single point of contact until the funds land.
Common questions
Not under a confidential discounting facility. Under factoring the funder manages collections, so they will.
